### Causes of Water Damage Water damage can originate from various sources, including: - Leaking pipes - Burst hoses - Clogged guttering - Overflowing toilets and showers - Storm surges - Flooding ### Types of Water Damage Water damage is categorized into three primary types: - **Category 1 (Clean Water):** Stems from clean sources, such as broken pipes or a faucet left running. - **Category 2 (Gray Water):** Contains contaminants and impurities, like water from washing machines or showers. - **Category 3 (Black Water):** Highly contaminated and poses significant health risks, typically caused by sewage or floodwaters. ### Legal Definition of Water Damage The legal definition of water damage varies depending on jurisdiction. Generally, it encompasses: - Physical damage to property - Corrosion or mold growth - Loss of personal belongings - Diminution in property value - Health risks associated with contaminated water